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Car insurance, gas prices and the economy

I don’t know about you, but every time I’ve paid another bill and the financial situation seems to soften a bit, there’s always another financial hurdle to get over again. Take the recent increase in gas prices. Although some claim that it is insignificant, this is definitely not the case. Aside from the usual homeowner stuff and business maintenance and insurance costs, as well as auto maintenance and coverage premiums that never pay up, the price jump hits us all hard.

While diesel truck drivers may rightly complain about ever-increasing costs, the average car, truck, motorcycle, ATV, RV, or ATV is now taking a painful slap in the wallet. Economists, as well as major insurance companies, will tell you to fight back.

counterattack? How do you go to war with gasoline bombs?

That is how:

1. When buying a new car, select one that has an excellent mileage record.

2. Research gas prices and patronize the pumps that offer the best rate per gallon.

3. Be consistent with car maintenance practices: change oil and filter as recommended and change air filter according to car manufacturer’s instructions.

4. Check your car’s fan belt. If it’s installed too tight, make sure it’s loose enough so your engine doesn’t work overtime and your gas level doesn’t either.

5. Monitor all four tires and tire pressure. If you’re low on air, your gasoline will unfortunately also go the extra mile.

6. When the summer heat is too much to bear, use your vehicle’s air conditioner. However, if you’re okay with the windows down, turn off the air conditioning. Note: This is only fiscally advantageous on city roads; Driving with the window open on the highway only increases the overall liability of the vehicle’s drag and engine strain, requiring an overdose of gasoline usage.

7. Avoid unnecessary loads on your car as extra weight makes your car run hard along with the need to use more fuel.

8. If you can avoid the rush of motorists on the road, by all means, do so. Driving during rush hour, with all the stops and starts, takes a toll on your gas levels.

9. Carpooling makes the most sense, especially when there is a group going to the same place of work or school every day. You will not only save on gasoline, but also on the wear and tear of daily car use and the risk of accidents or collisions.

10. Instead of driving everywhere, try incorporating healthy walking and biking. You’ll be doing your physical well-being a tremendous favor, as well as your gas tank!

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